The short answer: yes, if the driver of the car you were a passenger in was at fault for the accident.
New Hampshire is a “fault state.” That means that a driver who is at fault for causing an accident can be held liable for the consequences of the accident including injuries, medical bills, and property damage.
In New Hampshire, a person who is injured in a car accident has three different options to consider regarding how to receive compensation for the injuries:
- The injured driver could file what is called a “third-party claim” with the insurance company of the at-fault driver;
- The injured party could file a lawsuit against the at-fault driver; or
- The injured driver could file a medical payments claim with their own auto insurance company and, when this happens, the injured party’s own insurance company will likely file a claim against the driver who was at fault for causing the accident.