New Hampshire Car Accident Lawyers
Exceptionally Experienced, Highly Rated & Caring
The aftermath of a car accident can be an anxious time. You will now be facing medical care that may last weeks, months, or even years, mounting bills in connection with such care and other injury-related expenses, and lost wages. You will now likely have the additional stress of trying to deal with the other driver’s insurance company. These companies employ teams of people whose jobs deal with trying to pay you as little as possible for your claim.
At Douglas, Leonard & Garvey, P.C., we work aggressively to stop you from being at the mercy of these insurance companies. With our decades of experience as negotiators and trial attorneys, we bring the leverage you need in leveling the playing field where legal claims and lawsuits are resolved. In the wake of an auto accident, you have enough to deal with. Let our New Hampshire car accident lawyers focus on your injury claim so that you can focus on recovering your health and moving on with your life.
Auto Accident Claims in New Hampshire
In New Hampshire’s fault system of liability, you have three options for recovering the damages you need and deserve.
These options include:
- Filing a claim with your own insurance company for damages
- Filing a claim with the other party’s insurance company for damages
- Pursuing your claim in court against the other party
Insurance companies and their legal teams handle insurance claims on a daily basis and are geared up to use developed tactics to deny, delay, or reduce what you should receive in rightful compensation. Gathering and preserving vital evidence is therefore needed to back up your claim along with other testimony and documentation, which our firm will engage in immediately. This may involve witness interviews, consultations with accident reconstruction experts, and more.
With representation from Douglas, Leonard & Garvey, P.C., calls from the insurance company will stop while we investigate the facts of your accident and put together the most effective legal strategy to maximize your recovery. We have the resources and experience in all that is needed to build your case, to negotiate for a fair and just settlement, or to take your case to court when needed. Our firm will not agree to a settlement that in not in your best interests.
Q:What should I do if I’m injured?
A:Your first priority is to get medical treatment. Talk with your doctor about your injury and make a plan to recover.
Q:Can I sue the party responsible for causing my brain injury?
A:If you believe you have a claim, your best course of action is to contact an experienced brain injury lawyer who can investigate your case. A lawyer needs to determine if another party was responsible for your injury, which can be complicated. For example, if the brain injury occurred as a result of medical malpractice, then the healthcare providers involved might be responsible. If a negligent driver caused a car accident resulting in brain damage, the driver may be responsible. Regardless of what circumstance causes the injury, it is necessary to investigate in order to determine who is responsible.
Q:I Was In a Car Accident But The Other Driver Who Was At Fault Did Not Have Auto Insurance. Am I Out of Luck?
A:Under New Hampshire law, if the at-fault party does not have insurance coverage you will be able to make a claim against your own automobile insurance coverage or an uninsured motorist claim. As a part of the premium for your automobile insurance, you have coverage that protects you in case of an accident with a driver that has no insurance.
Q:The Other Driver At Fault Had a Minimal Insurance Policy But I Suffered Serious Injuries. What Do I Do?
A:We are finding this to be a more frequent occurrence where the at-fault driver has a minimal insurance policy but our clients have serious injuries. This situation may lead to what is called “underinsured” claim. For example, the at-fault driver may have an insurance policy with only $25,000 in bodily injury insurance coverage. That means that there is only $15,000 available from the other driver’s insurance company. If your own insurance policy has a larger bodily injury insurance coverage, then you are able to make an “underinsured” claim. It is not uncommon for clients to cover at least $100,000 in underinsured/uninsured motorist coverage through their own automobile insurance company. That way, no matter what, you have at least the $100,000 in bodily injury available to you. For example, the other driver having $25,000 in bodily injury insurance coverage, you have a claim against that policy and then try to collect the remaining balance from your own automobile insurance coverage.
Q:How to Hire an Automobile Accident Lawyer?
A:Choosing the right lawyer for your automobile accident is very important. It does make a difference to the amount of money you may recover in your case. Your lawyer can help you with two important parts of your case. The first is to make sure you get the medical treatment you need. The second important thing is your lawyer can get you the money you deserve for your injuries. The insurance company for the other driver wants to pay you the least amount of money for your claim. That is why you need an experienced personal injury lawyer to deal with the insurance company. Everyone has seen the 1-800 TV ads for lawyers or the yellow page ads by lawyers claiming to be experienced automobile accident lawyers. Before you choose your lawyer, you should ask the lawyer you are considering if they have any trial experience – that is, whether that attorney has taken a case to trial. Trial experience is the most important factor to consider in hiring your attorney. It is the threat of a trial that puts the pressure on the insurance company to offer you a fair settlement. In order to get the most money for your injuries, the insurance company needs to know your attorney is skilled and experienced in bringing a case to trial. Many times the insurance company will offer you more money to settle your case if they know your attorney is willing to go to Court to fight for your case. The insurance company knows which lawyers will try a case and which lawyers just want to settle a case. We can provide answers to some questions you may have about hiring the right attorney for your automobile accident case.